Protect Your Business & Personal Assets

The Process

Three Simple Steps

Open

Fund

Invest

Open

Open a Self Directed IRA Account

Choose from a Roth, Traditional, or SEP Self-Directed IRA, HSA, or Solo 401k.

Need assistance? Contact IRA Club to speak with a professional team member. We want to ensure all your questions are answered.

312-795-0988 or [email protected]

Before you start, we recommend having a photo ID, beneficiary information, credit card, and a current retirement plan statement on hand.

Open Account

Fund

Fund Your Account

Once your new Self Directed IRA, HSA, or Solo 401k account is open, there are a few options for funding the account.

IRA Transfer

Complete the IRA to IRA Transfer Form

Please note certain trustees will need your original signature. These forms will need to be mailed to our office.

If your IRA is invested in stocks, bonds, or mutual funds, contact the current trustee to liquidate/sell the current holdings. Let us know when this is complete, so we can then start the transfer process for you.

Wait for the funds to arrive. Please note that the transfer process varies with each trustee, and some will take longer than others. Please allow 1-3 weeks.

Previous Employer Plans; 401k, 403b, 457b, 503, TSP Rollover

Contact your 401k administrator. The trustee will accept instructions only from the account owner (you).

If your old 401k is invested in stocks, bonds, or mutual funds, contact the current trustee to liquidate/sell the current holdings.

Wait for the funds to arrive. Please note that the transfer process varies with each company, and some will take longer than others. Please allow 2-3 weeks.

Contribution

Double-check your contribution limit

Complete the Deposit Form

Contribute to your account through:

Check
Wire transfer/ACH
Credit Card

*Please note that contributions charged on a credit or debit card will be assessed a 3.5% processing fee

Invest

Select the Investment

Remember, with a Self Directed IRA you pick the investment. Contact IRA Club so we can walk you through the process of your specific investment.

Start Your Account Now

Establish Your Self-Directed Retirement Account

It’s fast, easy, and hassle-free

Step 1 of 15

Which type of plan are you establishing?(Required)

Plan For an Individual

Plan For a Business With No W-2 Employees

Plan For a Business With Employees

HSA (Health Savings Account)

Which type of individual account are you establishing?(Required)

Traditional IRA

Roth IRA

Youth IRA (17 years or younger)

Which type of business account are you establishing?(Required)

SEP IRA

SIMPLE IRA (1-100 employees)

Payroll Deduction IRA (1-12 employees)

Safe Harbor 401(k) (1-200 employees)

Which type of business account are you establishing?(Required)

Solo 401(k)

SEP IRA

Type of Solo 401(k)(Required)

Traditional 401(k)

Roth 401 (k)

Which type of payroll deduction IRA are you establishing?(Required)

Traditional IRA

Roth IRA

Is this account inherited?(Required)

Yes

Account Type(Required)

HSA with debit card for medical expenses

HSA for investing

Establish both

Coverage(Required)

Individual

Family

You are eligible to open a Family HSA if you have a High Deductible Health Plan that covers you and at least one other person, such as your spouse or a dependent.

Account information (check if applicable)

I have a qualifying high deductible health insurance plan and will make annual contributions

I will rollover HSA funds from another firm to IRA Club, but no longer have a high deductible plan that qualifies me to make future contributions

Minor Information

Minor First Name(Required)

Minor Middle Name(Required)

Minor Last Name(Required)

Date of Birth(Required)

Month

Day

Year

Social Security Number(Required)

Phone/Mobile(Required)

Email(Required)

Please Enter The Guardian Information for the minor Account

Name(Required)

First Middle Last

Email(Required)

Phone/Mobile(Required)

Relationship to Child(Required)

Address(Required)

Street Address Address Line 2 City State ZIP Code

Date of Birth(Required)

Month

Day

Year

Social Security Number(Required)

Marital Status

Gender

Identity Verification: To comply with federal law and prevent financial crimes, we need to verify your identity when you open an account. This involves providing some personal information and a copy of your ID. We use a secure process called Persona. This information is kept secure and is used solely for verification purposes.

Persona Verification(Required)

Persona Verification

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Persona Inquiry ID

How will you fund your account?(Required)

IRA to IRA Transfer

Former Employer Plan (401k, 403b, 457, TSP)

Annual Contribution (Powered by Plaid)

Pensions/Annuity

Each account requires a $500 minimum cash balance

How will you fund your account?(Required)

HSA to HSA Transfer

Annual Contribution (Powered by Plaid)

Each account requires a $500 minimum cash balance

Current Firm Name(Required)

Don't see your firm listed above?

Brokerage/Firm Name(Required)

Brokerage/Firm Address(Required)

Street Address Address Line 2 City State ZIP Code

Will this be a full or partial transfer?(Required)

Full Transfer

Partial Transfer

Partial transfer of:(Required)

Cash

Positions ( i.e Stocks, ETFS, Mutual Funds, Bonds, ETC)

Cash transfer amount(Required)

Please enter a number greater than or equal to 0.

Firms have specific transfer requirements, and this information will help expedite the transfer process

Cash transfer amount(Required)

Please enter a number greater than or equal to 0.

Firms have specific transfer requirements, and this information will help expedite the transfer process

What type of positions do you have?(Required)

Stocks

ETFs

Bonds

Mutual Funds

The clearing broker that IRA Club uses does not support mutual funds(Required)

I understand

You must sell your mutual funds before transferring

Stocks/ETFs(Required)

Symbol

Quantity

Tax Year for Contrbution(Required)

Contribution Amount(Required)

Transferring Firm Account Type(Required)

Transferring Firm Account Number

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Transferring Firm Account Number

If available please upload your current custodian’s (Fidelity, Vanguard, TD, Schwab, etc.) statement to expedite the transfer process.

Max. file size: 50 MB.

What are your affiliations?(Required)

I am (or a member of my immediate family is) a director, 10% shareholder, or a senior officer of a publicly traded company,

I am (or a member of my immediate family is) employed by or associated with a member firm of a stock exchange or FINRA.

Individual who holds or has held any prominent public function in a foreign country (ex: head of state, senior politician, etc.)

I have no affiliations to all questions above

Are you an APEX Employee? ( The Clearing Broker)(Required)

Yes

Are you an Optionality Employee? (The Broker Dealer)(Required)

Yes

Name of Affiliated Company(Required)

Symbol of Affiliated Company(Required)

Name of Affiliated Firm(Required)

Name of Contact at Affiliated Firm(Required)

Email of Contact at Affiliated Firm(Required)

Name Of Politicians(Required)

Political Organization(Required)

Would you like to add a beneficiary?(Required)

Yes

Beneficiary First Name(Required)

Beneficiary Last Name(Required)

Phone

Beneficiary Date of Birth

Month

Day

Year

Beneficiary Social Security Number

Relationship to Account Owner(Required)

Share Percentage for this Beneficiary(Required)

Example: 100% Primary

Would you like to add another beneficiary?(Required)

Yes

Beneficiary Full Name(Required)

Beneficiary Date of Birth

Month

Day

Year

Beneficiary Social Security Number

Relationship to Account Owner(Required)

Example: 100% Primary

Share Percentage for this Beneficiary(Required)

Would you like to add a third beneficiary?(Required)

Yes

Beneficiary Full Name(Required)

Beneficiary Date of Birth

Month

Day

Year

Beneficiary Social Security Number

Relationship to Account Owner(Required)

Example: 100% Primary

Share Percentage for this Beneficiary(Required)

Would you like to add a fourth beneficiary?(Required)

Yes

Beneficiary Full Name(Required)

Beneficiary Date of Birth

Month

Day

Year

Beneficiary Social Security Number

Relationship to Account Owner(Required)

Share Percentage for this Beneficiary(Required)

Example: 100% Primary

Trusted Contact information (Emergency Contact)

This is NOT a beneficiary. A "trusted contact person" is a person you authorize your brokerage firm to contact if your broker has a reasonable belief that your account may be exposed to financial exploitation or fraud. A trusted contact must be age 18 or older.

First Name(Required)

Last Name(Required)

Email(Required)

Phone(Required)

Address(Required)

Street Address Address Line 2 City State ZIP Code

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Address one

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Address two

This field is hidden when viewing the form

City

This field is hidden when viewing the form

State

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Zip Code

This field is hidden when viewing the form

Trusted Contact Country

Plan Adoption Information(Required)

Sole Proprietorship

Partnership

C-Corp

S-Corp

LLC

Business Name(Required)

Business Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code

EIN(Required)

NAICS #

Nature of Business(Required)

Fiscal Year Ends(Required)

December 31

Other

Are you the sole owner of the business?(Required)

Yes

What percentage of the business do you own?(Required)

Other business owners (optional)

Name

Percentage

How many W-2 employees are employed by the above-named business other than you or your spouse?(Required)

Zero

One or more

In addition to the above-named business, do you own or control any other businesses?(Required)

Zero

One or more

How many W-2 employees are employed by your other businesses other than you or your spouse? Do not count employees who work 999 hours or less.(Required)

Zero

One or more

Would you like to grant third party access?(Required)

Yes

A third party in this context may include a spouse, investment provider, financial planner, or CPA. By listing a third party, you grant IRA Club permission to share comprehensive details about your account, such as the account balance and asset information. It's important to note that the third party will not have the authority to execute fund transfers or investment decisions.

Full Name / Company Name(Required)

Email Address

Phone/Mobile

Relationship to Account Owner

FINRA required questionnaire

Employment Option(Required)

Occupation(Required)

Stock Investment Knowledge(Required)

Investment Objectives(Required)

Total Net Worth Range(Required)

Annual Income Range(Required)

How did you hear about IRA club?(Required)

Coupon Code

IRA Club Membership Fee(Required)

Price:

IRA Club Membership Fee(Required)

Price:

IRA Club Membership(Required)

Price:

Payment Method

American Express

Discover

MasterCard

Visa

Supported Credit Cards: American Express, Discover, MasterCard, Visa

Card Number Expiration Date Security Code Cardholder Name

Preferred payment method for future IRA Club fees(Required)

Credit Card (preferred method)

Deduct from Account

Name on Credit Card(Required)

Credit Card Number(Required)

Expiration Month(Required)

Expiration Year(Required)

CVV(Required)

Billing ZIP Code(Required)

All IRA Club Members Receive a FREE Brokerage Account

I agree

By checking this box you agree to our Terms of Service and Privacy Policy, as well as our partner Dwolla's Terms of Service and Privacy Policy In addition, you agree to our partners iFlip and Optionality Terms of Service. This will authorize us to use your legal name as an electronic signature on the documents required to setup you broker account. IRA Club may utilize third-party administrators, a clearing house, broker dealers, or tech companies to assist with certain administrative functions. These third parties are independent companies that have been selected and meet our standards for data security and privacy. Please be aware that your information may be shared with these third parties solely for the purpose of completing the requested services. *iFlip fees may apply.

I agree to set up my brokerage account

A brokerage account is required for the iFlip application to execute trades. iFlip has established an Interface Agreement with Optionality Securities LLC, a registered Broker-Dealer and FINRA member to provide brokerage accounts. For the completion of trades, APEX Clearing Corporation, a leading clearing firm, will act as the clearing broker.

Please carefully review the Optionality Securities, LLC Customer Relationship Summary, the APEX Clearing Corporation Privacy Policy, the Optionality Securities, LLC and Apex Clearing Corporation Customer Account Agreement and Customer Account Agreement Addendum

Please click SUBMIT on the form page after submitting HelloSign to complete your application

I understand I need to click the submit button below to have my account fully created(Required)

I understand I need to click submit to have my account fully created

Hellosign Verification(Required)

Name

This field is for validation purposes and should be left unchanged.

Investment Benefits

Tax Advantaged Retirement Accounts

Diversified
Portfolios

True
Flexibility

Resource Center

Why Self Direct?

A video resource for why self direct is the right choice.

View Resources

FAQs

The most common Self Directed IRA questions.

View FAQ

Retirement Calculators

Save towards a financially secure retirement.

View Retirement Calculators

Self Directing Guide

A quick resource to help you start building your wealth.

View Guide

IRA to IRA Transfer Form

This form provides the information for IRA Club to request funds from an IRA at another firm.

View Form

Contact Your 401k Administrator Guide

This form allows 401k funds to transfer to an IRA.

View Guide

Investment Directions Form

A guide for investment directions for secured loans

View Form

Submit Investment Documents

Secure document upload.

Secure Upload

Contact

Have Questions? Get in Touch!

CONTACT protect wealth

Connect with IRA Club to learn more about personalized administrative services for a variety of tax advantaged plans such as Self Directed IRAs, HSAs, and Solo 401(k)s.

Contact mandy at IRA Club

Three Simple Steps

Open a Self Directed IRA Account

Fund Your Account

IRA Transfer

Previous Employer Plans; 401k, 403b, 457b, 503, TSP Rollover

Contribution

Select the Investment

Establish Your Self-Directed Retirement Account

Please click SUBMIT on the form page after submitting HelloSign to complete your application

Investment Benefits

Tax Advantaged Retirement Accounts

Diversified
Portfolios

True
Flexibility

Resource Center

Why Self Direct?

FAQs

Retirement Calculators

Self Directing Guide

IRA to IRA Transfer Form

Contact Your 401k Administrator Guide

Investment Directions Form

Submit Investment Documents

Contact

Let Us Guide You

Investors Kit

Three Simple Steps

Open a Self Directed IRA Account

Fund Your Account

IRA Transfer

Previous Employer Plans; 401k, 403b, 457b, 503, TSP Rollover

Contribution

Select the Investment

Establish Your Self-Directed Retirement Account

Please click SUBMIT on the form page after submitting HelloSign to complete your application

Investment Benefits

Tax Advantaged Retirement Accounts

Diversified Portfolios

True Flexibility

Resource Center

Why Self Direct?

FAQs

Retirement Calculators

Self Directing Guide

IRA to IRA Transfer Form

Contact Your 401k Administrator Guide

Investment Directions Form

Submit Investment Documents

Contact

Diversified
Portfolios

True
Flexibility